| Includes a BONUS CD-ROM Updated for 2006 - featuring forms, checklists, tables and other valuable planning tools. Expand your retirement planning business beyond the 65+ market.
Today, retirement age is not set in stone. A wider range of clientele – all with different financial planning needs – are waiting for your help to secure their future. Open the door to an expanding market and build a successful retirement planning business with Financial Planning For The Older Client, 6th Edition.
With this comprehensive planning resource, you’ll make a difference in your clients’ lives as you provide them with planning options that fit their changing needs. You’ll also stay abreast of rapid changes in legislation, health care, and the economy – so you always have the answers your clients need.
This completely updated edition explains how the market has evolved and how you can attract and maintain more financial planning business. With in-depth information about regulations that impact this growing aspect of financial planning, you'll impress your clients with speed of service, accuracy and all the right answers. You'll find information on:
Long-term care
Life insurance
Medicare, Medigap and Medicaid insurance
Accelerated death benefits
Viatical settlements
Retirement planning and IRAs
Special portfolio issues for the older investor
Social Security
Annuities
Housing and care alternatives
Special estate planning issues for the older client
And much more...
What's New
Stricter rules for Medicaid planning under the Deficit Reduction Act of 2005
Non-qualified deferred compensation requirements under new IRC Section 409A
Planning for use of Roth 401(k)feature
Prescription Drug Insurance under Medicare Part D
New high deductible Medigap plans
New rules regarding suitability and annuities
Health Savings Accounts for older clients
Planning for "End-of-Life" issues
Recent developments in Reverse Mortgages and Viatical and Life Settlements
Proposed regulations on Phased Retirement
New combination products of annuities and LTC insurance
Updated information on Treasury Inflation Protection Securities (TIPs) and U.S. Savings Bonds |